Terms & Conditions

Important Notice

Acceptance of Terms

By accessing and using this website (the "Site"), you accept and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use this Site.

Securities Disclaimer

The securities referenced on this website:

• Have not been registered under the Securities Act of 1933 or any state securities laws
• May not be offered or sold absent registration or an applicable exemption from registration requirements
• Will only be offered and sold in accordance with applicable federal and state securities laws
• Are not FDIC insured and are not deposits or obligations of any bank

Any offer or sale of securities will only be made pursuant to a confidential offering memorandum or similar disclosure document to qualified investors.

Investment Risks

Investment in Cornerstone Community Bank (In Organization) common stock involves a high degree of risk, including:

• Loss of Investment: You may lose all or a substantial portion of your investment
• Illiquidity: There is no public market for the securities, and one may never develop
• No Dividends: There is no guarantee of dividend payments
• Regulatory Risk: Final approval from regulatory authorities is not guaranteed
• Start-up Risk: Investment in a newly formed bank carries significant uncertainty
• No Liquidity: The investment is suitable only for persons who have no need for liquidity

This investment is suitable only for persons of substantial financial means who have no need for liquidity from this investment and who can afford to lose their entire investment.

Investor Qualifications

Investment opportunities will only be made available to investors who meet certain suitability and qualification requirements, which may include accredited investor status under federal securities laws and other financial qualifications. Submission of an interest form does not guarantee eligibility to invest or receipt of an offering.

Forward-Looking Statements

This website may contain forward-looking statements about Cornerstone Community Bank (In Organization)'s anticipated performance, projections, plans, and objectives. These statements involve risks and uncertainties, and actual results may differ materially from those expressed or implied. Forward-looking statements should not be relied upon as predictions of future events, and we undertake no obligation to update any forward-looking statement.

No Guarantee of Approval

While Cornerstone Community Bank (In Organization) has received conditional approval from the Kentucky Department of Financial Institutions, final regulatory approval has not been granted. There is no guarantee that:

• All regulatory approvals will be obtained
• The bank will successfully commence operations
• Sufficient capital will be raised
• The business plan will be executed as anticipated

Information Accuracy

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information contained on this website. Any reliance you place on such information is strictly at your own risk.

Confidential Information

By requesting and receiving confidential information about investment opportunities, you agree to:

• Maintain the confidentiality of all information received
• Use the information solely for the purpose of evaluating a potential investment
• Not reproduce, distribute, or disclose the information to any third party without prior written consent
• Return or destroy all confidential materials upon request or if you decide not to pursue an investment

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Cornerstone Community Bank (In Organization) and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

Website Use

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use of the website. Prohibited behavior includes:

• Attempting to gain unauthorized access to any portion of the website
• Using automated systems or software to extract data from the website
• Transmitting any unlawful, threatening, abusive, or harmful material
• Interfering with or disrupting the website or servers

Third-Party Links

This website may contain links to third-party websites. We do not endorse or assume any responsibility for the content, privacy policies, or practices of any third-party sites. Your use of third-party websites is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, Cornerstone Community Bank (In Organization), its organizers, directors, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses resulting from:

• Your use or inability to use the website
• Any errors or omissions in website content
• Any investment decisions made based on information from this website
• Unauthorized access to or alteration of your transmissions or data

Indemnification

You agree to indemnify, defend, and hold harmless Cornerstone Community Bank (In Organization) and its organizers, directors, officers, employees, and agents from any claims, losses, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of your use of the website or violation of these Terms and Conditions.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Commonwealth of Kentucky, without regard to its conflict of law provisions. Any legal action or proceeding arising under these terms shall be brought exclusively in the courts of Daviess County, Kentucky.

Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes are posted constitutes your acceptance of the modified terms.

Contact Information

If you have questions about these Terms and Conditions, please contact us: