Cornerstone Community BankCornerstone Community Bank
Now Accepting Investor Interest

Own a Piece of Your Community Bank

Cornerstone Community Bank is bringing local banking back to Owensboro. For the first time in decades, you can invest in a bank that's 100% locally owned, locally operated, and committed to keeping profits right here at home.

$0K
Minimum Investment
0+
Local Investors
1st
KY Bank Charter Since 2006

Express Your Interest

Join over 100 local investors building Owensboro's bank

Why Cornerstone

A Different Kind of Bank

Every other bank in Owensboro is owned by families or corporations from somewhere else. Cornerstone is different.

Local Ownership, Local Control

Every shareholder and board member lives in our community. No distant shareholders. No out-of-state approvals. Just neighbors investing in neighbors.

Relationships Before Transactions

We know there's a story behind every loan application and a family behind every account. We listen first, then find solutions.

Profits Stay Home

When we succeed, our community succeeds. Our profits fuel local growth, support local causes, and strengthen the community that built us.

The Opportunity

Be Part of Something Historic

Cornerstone will be the first new Kentucky bank charter since 2006 and Owensboro's first truly locally-owned community bank in decades. This is a rare opportunity to invest at the ground level of a financial institution built for and by our community.

  • Conditional state approval received
  • Experienced leadership with 70+ years combined banking experience
  • Board represents agriculture, construction, law, insurance, and manufacturing
  • Projected opening June 2026
  • $25,000 minimum makes ownership accessible
  • Warrants included: 1 for every 4 shares purchased

Investment Overview

Price per Share$10
Minimum Investment$25,000
Maximum Investment$1,000,000
Warrants1 for 4 (25%)
Required Offering$20,000,000
Funding DeadlineMarch 31, 2026
Express Interest Now
Leadership

Meet Your Neighbors

Our founding team brings together decades of experience across banking, business, agriculture, construction, law, and insurance.

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Kyle Aud

President & CEO

20+ years community banking in Owensboro. Former Market President who drove $100M+ in loan growth. MBA from WKU. Graduate of Leadership Kentucky.

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Jonathan Lawson

Chairman of the Board

Past owner of Bank of Ohio County. Federal Reserve Bank board member. Founding member of Bankers Bank of Kentucky and Bank of North Hardin.

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Billy Duvall

Chief Financial Officer

30+ years in banking and accounting. Former CFO of multiple Kentucky community banks. CPA with extensive regulatory experience.

Board of Directors

Chris Anderson

President, Sun Windows Inc.

Manufacturing

T. Tommy Littlepage

Managing Partner, Wilson, Hutchinson & Littlepage

Law

Nick Thompson

President, Thompson Homes

Construction

Suzanne Cecil White

Director of Operations, Cecil Farms

Agriculture

Steve Ford

Partner, EM Ford

Insurance

Steven Neel Ford

Partner, EM Ford

Insurance

John Yager

Co-Owner, Construction Engineering Solutions

Construction

Michael Horn

Retired Owner, Titan Contracting

Construction
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"When we went to Frankfurt and met with the FDIC and Department of Financial Institutions, they said, ‘That’s what we like about you all. You’re all from the community, and you’re wanting to do something for the community."

T. Tommy LittlepageBoard Member, Managing Partner at Wilson, Hutchinson & Littlepage

Your Neighbors. Your Bank.

This is your opportunity to own a piece of Owensboro's future. Express your interest today and receive the full Confidential Opportunity Overview.